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FDIC guidance on extended overdraft fees

This March 2014 newsletter issued by the Kansas City Branch of the FDIC includes an article about the FDIC's view of and concerns about the practice of charging fees when a consumer's deposit account has remained overdrawn for more than a prescribed number of days. The first two pages (and a bit of the third) are devoted to the topic. There are some key questions a bank should ask about its practice on this issue.

First published on 10/09/2015

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