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Reference Guide: Reg CC - Holds

Bonnie has developed a customized reference guide on Reg CC holds to be used within her bank. Imagine -- on one 8 1/2 x 11 sheet of paper, she's made it easy to see what must be considered next day items, how the first $200 availability rule works, and what the exception hold schedule is.

That's not all! Bonnie has included a space for you to insert the routing numbers from Appendix A of Regulation CC that would be considered local checks for your bank to make it extremely easy for your tellers to differentiate between local and nonlocal items. She has also described when the various types of exception holds apply and how to comply with New Account holds. You can customize this to your institution by inserting the local check routng numbers.

Bonnie has also updated the guide to correct the maximum number of days you can hold Treasury checks and U.S. Postal Service money orders.

Download Bonnie's in Word doc format by right clicking the links below and saving the file to your hard drive.

This was originally a seven tool set. As Reg CC has changed, the first five have become dated and to reduce confusion, have been removed.

First published on 12/21/2015

Last updated on 08/27/2001

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