Lending Tools

Risk Assessment Matrix

09/01/2006

There are 17 documents to this Risk Management Program, starting with a policy and with documents to assess and evaluate risk.

Flood Hazard Training - PowerPoint

05/01/2006

PowerPoint training on flood. This is a starter document and requires updating to be current.

FACTA/FCRA Medical Rules - Cheat Sheet

04/01/2006

This is a one page overview of the FCRA/FACTA rules effecting the use of medical information in credit transactions.

Ethics Training for the Board and Senior Management

04/01/2006

Ethics PowerPoint training for the board and senior management on topics including RESPA Section 8, Code of Conduct and Conflicts of Interest and the Bank Bribery Act.

Which Loans are Subject to HMDA

02/01/2006

Chart to determine HMDA applicability and therefore the need for GMI under HMDA.

FACT Act Medical Information Training

02/01/2006

PowerPoint training program on the Medical Information requirements under FACTA / FCRA.

Community Banker's Guide to Hispanic Marketing

02/01/2006

An excellent overview of the diverse, but often overlooked, Hispanic market and possible solutions to marketing to Hispanics.

Reg Z Rescission Calendar Calculator

01/01/2006

This Excel spreadsheet is used to calculate rescission days for loans.

Certification of Personal Financial Statement

01/01/2006

Financial statements generally certify they are correct but the certification may not be directed to your bank. This form corrects that so the customer doesn't have to complete a new financial statement.