Lending Tools

Risk Assessment Matrix

09/01/2006

There are 17 documents to this Risk Management Program, starting with a policy and with documents to assess and evaluate risk.

Flood Hazard Training - PowerPoint

05/01/2006

PowerPoint training on flood. This is a starter document and requires updating to be current.

FACTA/FCRA Medical Rules - Cheat Sheet

04/01/2006

This is a one page overview of the FCRA/FACTA rules effecting the use of medical information in credit transactions.

Ethics Training for the Board and Senior Management

04/01/2006

Ethics PowerPoint training for the board and senior management on topics including RESPA Section 8, Code of Conduct and Conflicts of Interest and the Bank Bribery Act.

Which Loans are Subject to HMDA

02/01/2006

Chart to determine HMDA applicability and therefore the need for GMI under HMDA.

FACT Act Medical Information Training

02/01/2006

PowerPoint training program on the Medical Information requirements under FACTA / FCRA.

Community Banker's Guide to Hispanic Marketing

02/01/2006

An excellent overview of the diverse, but often overlooked, Hispanic market and possible solutions to marketing to Hispanics.

Reg Z Rescission Calendar Calculator

01/01/2006

This Excel spreadsheet is used to calculate rescission days for loans.

Certification of Personal Financial Statement

01/01/2006

Financial statements generally certify they are correct but the certification may not be directed to your bank. This form corrects that so the customer doesn't have to complete a new financial statement.

Insurance Disclosures - Reg. Z & Consumer Protection in Sales of Insurance

11/01/2005

Denotes the differences in the requirements and effects of insurance disclosures under Reg. Z and the Consumer Protection in Sales of Insurance.

Images of Katrina PowerPoint

10/01/2005

Katrina photos that may be used for flood, disaster recovery or other training.

Guide for Brainstorming for Risk Analysis

09/01/2005

A starter document for assessing risk areas on major lines of business within the bank.

New Employee Compliance Training PowerPoint

06/01/2005

This is a PowerPoint presentation designed to acquaint new employees with basic compliance requirements.

HMDA Refi Cheat Sheet

06/01/2005

Training sheet for HMDA loan classifications, pre-2018 HMDA rule.

CIP - Risk Analysis Worksheet

03/01/2005

This is a CIP risk analysis worksheet for new and existing accounts.

FACT Act Policy

02/01/2005

FACT Act policy template. This may be included in your FCRA Policy.

CRA Codes for Small Business Loans

01/15/2005

CRA File codes for FFIEC reporting

Flood Hazard Training

01/15/2005

Very basic flood training PowerPoint.

Escrow Analysis

01/15/2005

Escrow calculation spreadsheet for TRID 1024.17 and RESPA 3500.17 loans.

Alien Identification Procedures

01/15/2005

Information for proper identification of alien customers and risk assessment data relating to lending to aliens.