This 1 page chart provides a capsule summary of the differences between a commercial mortgage origination and a residential.
This Commercial loan addendum provides disclosures and gathers Reg B and HMDA GMI.
A commercial loan input form and instructions in Excel format.
Excel tool to calculate financial ratios.
Explains what the reasons on an Adverse Action Notice for ECOA really mean.
A chart depicting different regulatory definitions of "business day."
ECOA Adverse Action Notice Cheat Sheet - Which fields are completed under what scenarios.
With customization this form may me used with other software programs to act as a conduit between the loan desk and programming to avoid erroneous data inputs.
A series of CRA worksheets to track community development investments, loans, donations and services.
This form is easily integrated into the loan workflow so the bank doesn't miss CRA credit.
A loan package form to ensure CRA credit is not missed.
Computer screen flood "wallpaper."
Excel spreadsheets for use in ARM disclosure spreads.
Georgia specific differences between a finance charge and points/fees.
Real estate loan checklists, consumer and commercial, generic by forms needed.
This form contains information about the requirements of the SIC Securities Verification procedure.
Fair lending training with a PowerPoint, role playing script, and loan scenarios.
Predatory lending law chart, by state.
Advertising policy and review procedures.
Planning calendar for required training.