Risk rating new accounts can be difficult and the process was made more difficult with the rules involving internet gambling.
All Banker Tools
Fair lending PowerPoint - starter document requires current enforcement actions to be timely.
Cheat sheet on what to search and not to search under 314(a).
The FDIC Compliance Exam manual.
A 137-page review of UCC 3 and 4, titled The Check Book. This detailed review will assist anyone needing a better understanding of the rules involved with checks.
This is an easier to understand version of the ATR requirements.
This audit, QC tool is used to make sure all HMDA information required either by reg or investor is in the file and compare it to the information in the software that reports LAR data.
Disaster preparedness checklist.
High Priced Mortgage Loan Checklist and Worksheet.
Information document to record and report miscellaneous incidents in a branch.
An ATM checklist used primarily for BSA accountability, but it has other uses.
This Second Review sheet is a guide to document that all considerations were given to the applicant(s) prior to denial.
Information to help make your employees aware of suspicious activity and transactions, with graphics for Christmas holiday training.
Documents an audit trail for changed circumstances when you reissue Good Faith Estimates.
Interagency Q&A on Flood, Oct. 2011.
Excel tables that can be customized so that correct APR disclosures can be made to customers, as required by Reg Z.
Risk rating overdraft programs in 18 areas.
Federal garnishment analysis calculator includes the look-back period.
There is a two-prong test to determine if an employee is an MLO under the SAFE Act. This tool allows a self-test.
A 20 slide PowerPoint presentation suitable for training management and Mortgage Loan Officers on the basics of the SAFE Act.