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Exception Tracking Spreadsheet (TicklerTrax™)
Downloaded by more than 1,000 bankers. Free Excel spreadsheet to help you track missing and expiring documents for credit and loans, deposits, trusts, and more. Visualize your exception data in interactive charts and graphs. Provided by bank technology vendor, AccuSystems. Download TicklerTrax for free.

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Mortgage performance improves slightly

The OCC has issued its third quarter Mortgage Metrics Report, which shows 95.4 percent of mortgages included in the report were current and performing at the end of the quarter, compared to 94.8 percent last year. The report also showed that servicers initiated 28,508 new foreclosures during the third quarter of 2018­, a 3.7 percent decrease from the previous quarter and a 16.8 percent decrease from a year ago. Servicers implemented 25,701 mortgage modifications in the third quarter of 2018, and 69.2 percent of the modifications reduced borrowers’ monthly payments.

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