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OCC Bulletin on host-state LTD ratios
OCC Bulletin 2019-41, issued Friday, reminds national banks of the host state loan-to-deposit ratios released May 28, 2019 by the OCC, Fed and the FDIC, and provides information on how those ratios are used by the agencies to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 (IBBEA). Section 109 does not apply to federal savings associations.