FFIEC releases 2018 HMDA data

The FFIEC has announced the availability of data on mortgage lending transactions at 5,683 U.S. financial institutions covered by the Home Mortgage Disclosure Act. Covered institutions include banks, savings associations, credit unions, and mortgage companies. Released today are loan-level HMDA data covering 2018 lending activity that were submitted on or before August 7, 2019. The HMDA loan-level data available to the public will be updated, on an ongoing basis, to reflect late submissions and resubmissions. Accordingly, loan-level data downloaded from https://ffiec.cfpb.gov/ at a later date will include any such updated data.

The FFIEC also posted a Modified LAR browser for accessing a downloadable modified LAR file for each HMDA filer that has submitted data on its 2018 (or 2017) lending, along with information on the modified file specifications, schemas, and instructions.