FDIC releases reports on growth of nonbank lending

The FDIC has released and published in the FDIC Quarterly a multi-part analysis of changes in the U.S. banking system since the 1950s, especially changes occurring since the financial crisis in 2008. These analyses address the shift in some lending from banks to nonbanks, how corporate borrowing has moved between banks and capital markets, and the migration of some home mortgage origination and servicing from banks to nonbanks. The featured articles include:

• Bank and Nonbank Lending Over the Past 70 Years
• Leveraged Lending and Corporate Borrowing: Increased Reliance on Capital Markets, With Important Bank Links
• Trends in Mortgage Origination and Servicing: Nonbanks in the Post-Crisis Period