FEMA has suspended communities from NFIP

FEMA has published at 85 FR 36507 in today's Federal Register a notice that it scheduled communities in Alabama, Arkansas, Iowa, Missouri, Nebraska, and Oregon for suspension from the National Flood Insurance Program on June 5, 2020, for non-compliance with the floodplain management requirements of the program. The identified communities include:

• Alabama: Bayou La Batre, Chickasaw, Citronelle, Creola, Dauphin Island, Mobile, Mount Vernon, Prichard, Saraland, Satsuma, and unincorporated areas of Mobile County
• Arkansas: Alexander, Bauxite, and Benton
• Iowa: Clear Lake, Mason City, McIntire, Mitchell, Osage, Plymouth, Rock Falls, Rockwell, Stacyville, Swaledale, Thornton, Ventura, and unincorporated areas of Cerro Gordo and Mitchell Counties
• Missouri: Unincorporated areas of Franklin County
• Nebraska: Decatur, Herman, Lyons, Oakland, and Tekamah
• Oregon: Florence and unincorporated areas of Lane County

It appears that FEMA is catching up on its publication requirements for suspensions. If any of the listed communities completed steps to return to compliance before the June 5 suspension date, it will not have been suspended. Lenders should verify the status of a community in this list before completing their responsibilities concerning flood insurance coverage on real estate in the community that is to secure a loan.