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Exception Tracking Spreadsheet (TicklerTrax™)
Downloaded by more than 1,000 bankers. Free Excel spreadsheet to help you track missing and expiring documents for credit and loans, deposits, trusts, and more. Visualize your exception data in interactive charts and graphs. Provided by bank technology vendor, AccuSystems. Download TicklerTrax for free.

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FDIC Deposit Insurance Fund restoration plan

FDIC FIL-90-2020, released yesterday, reports the FDIC Board has voted to adopt a Restoration Plan to restore the Deposit Insurance Fund reserve ratio to at least 1.35 percent within 8 years, as required by the Federal Deposit Insurance Act. Under the Restoration Plan, the FDIC will:

  • monitor deposit balance trends, potential losses, and other factors that affect the reserve ratio;
  • maintain the current schedule of assessment rates for all insured depository institutions; and
  • provide updates to its loss and income projections at least semiannually.


Publication update: 85 FR 59306 in the September 21, 2020, Federal Register.

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