2021 CFPB Research Conference summary

The CFPB has posted a Bureau Blog summary of the CFPB's 2021 Research Conference held on May 6. The presentations included research by academics and policymakers covering various topics in household and consumer finance. The keynote address was given by Dr. Raphael Bostic, President and CEO of the Federal Reserve Bank of Atlanta, who discussed a number of pressing research areas, including disparities in homeownership and access to mortgage credit, improving our understanding of the Community Reinvestment Act, and the evolution of credit scores across economic cycles.

The conference covered timely issues related to the effects of the COVID-19 pandemic on consumer finances and credit markets in its opening session. Other topics included - racial disparities in consumer and household finance and how refinancing patterns vary across borrower race. Video recordings of the conference are available.