Exception Tracking Spreadsheet (TicklerTrax™)
Downloaded by more than 1,000 bankers. Free Excel spreadsheet to help you track missing and expiring documents for credit and loans, deposits, trusts, and more. Visualize your exception data in interactive charts and graphs. Provided by bank technology vendor, AccuSystems. Download TicklerTrax for free.
Real estate lending guidelines amended
The FDIC has announced in FIL-71-2021 that the FDIC Board has adopted a final rule to amend the Interagency Guidelines for Real Estate Lending Policies to incorporate consideration of the capital framework established in the community bank leverage ratio (CBLR) rule into the method for calculating the ratio of loans in excess of the supervisory loan-to-value limits (LTV limits). The amendment provides a consistent approach for calculating the ratio of loans in excess of the supervisory LTV limits at all FDIC-supervised institutions without requiring the computation of total capital.
The final rule was adopted without any changes from the notice of proposed rulemaking published on June 25, 2021.
The final rule will become effective 30 days after publication in the Federal Register.
- Publication and effective date update: published at 86 FR 59279 on 10/27/2021, with an effective date of 11/26/2021.