Both the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) contain requirements for providing notice of action taken. This two-hour webinar reviews the requirements of both laws.
All Attendees will receive the following informative handouts:
(1) Top Collections Guidance – Evaluating Your Collections Process, Phone Scripts, & Sample Collection Letters (20 pages)
(2) List - Top Ten FDCPA/UDAAP Violations for First-Party
Regulation CC’s rules on check holds are certainly less complicated than they were ten years ago, but tellers continue to be confused about when holds can be placed and for how long.
This webinar will illuminate what, exactly, those regulatory priorities are, and will help your bank understand, implement, and comply with the CFPB priorities, rules, and federal regulations.
In recent years, plaintiffs have sent countless demand letters and filed thousands of lawsuits alleging that digital platforms of businesses – including financial institutions of all sizes-- are in violation of the Americans with Disabilities Act (AD
Recorded on May 06, 2019
What You Need to Know About the Revised Uniform Residential Mortgage Loan Application
The Uniform Residential Mortgage Loan Application (URMLA), also referred to as the 1003 Mortgage Application, is the industry standard form used by nearly all mortgage lenders in the United States.
Recorded on April 30, 2019
Court-Ordered Accounts: Bankruptcy, Estates and Guardianships
During this program we will learn how to open court-ordered accounts. Particularly the bankruptcy, estates and guardianship accounts. What documents do you need? How do you style these accounts? What types of disclosures are required?
Will your BSA/AML program pass the next exam? BSA/AML programs must be constantly updated because of the evolving threats of money laundering, financial crimes, and regulatory changes.
FCRA litigation claims are on the rise!
The CFPB has issued repeated warnings that it will "continue to review furnisher compliance with FCRA requirements. Do your employees understand their FCRA obligations?