Subpoena? Don’t freak out! When you receive a subpoena or other legal process, you need to methodically move through a framework for analysis that will aid you in determining what you need to do and how to do it.
When your account holder's name does not match for IRS purposes, you are sent a CP2100 and your financial institution has to being the B notice process and often times backup withholding on your customer. This is time consuming and expensive.
Does this sound familiar? You “know” there is a particular requirement, yet you cannot find its source, no matter how much you research? It’s possible that you are dealing with an urban legend of banking.
The Real Estate Settlement Procedures Act (Regulation X) has contained rules for administering escrow accounts for many years. The Truth in Lending Act (Regulation Z) requires escrow accounts in connection with higher-priced mortgage loans.
Advertising can be impacted by numerous regulations and advertisements can cross the line between “luring” someone and not deceiving them (UDAAP). What you can say, what can't you say, and when can you say it?
Inquiries, Applications, Completed Applications, Prequalification’s & Preapprovals, Oh My! Co-applicants, Co-borrowers, Co-signers & Guarantors, When and Why? What are they, what’s the difference and who can be required to sign?
In April 2016 Mastercard reorganized all of its chargeback codes into four major categories, Authorization-related chargebacks, Cardholder dispute chargebacks, Fraud-related chargebacks and Point-of-Interaction errors.
After much industry confusion and concern regarding elements of the regulation, the CFPB released a proposal to update the TRID regulation in July 2016. The proposal provided much needed guidance on where the CFPB was headed with TRID.
Recorded on August 23, 2017
Part II - Flood Insurance Compliance - A Two-Part Companion Webinar Series
Have you heard the latest on flood insurance compliance? Join us for a two-part webinar series covering the flood insurance compliance requirements. This is four hours of training divided into two companion webinars without duplication.