It has been more than a few years since the Reg Z Loan Originator rules came about, and even longer since the SAFE Act requirements began. When rules and regs start to age, the rationale behind their policies and procedures are forgotten.
“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations.
During this webinar, we will bring you up to speed on all things BSA and OFAC for 2024. It’s been a busy year as beneficial ownership continues to roll out amidst legal battles. New National Risk assessments have been published and crime abounds.
FridayMay 17, 2024
UDAAP: Dissecting Complaints, Enforcement Actions, Exam Is
In 2024, what are the big topics for UDAAP? During this program we will review the fundamental issues for unfair and deceptive practices. We will also relook at our complaint programs as tools for managing unfair practices.
Mistakes happen. Even strong compliance programs can have a slip-up, and you may find your bank has wrongfully disclosed the Annual Percentage Rate (on a loan) or the Annual Percentage Yield (for a deposit product).
WednesdayJune 05, 2024
Permanent course title goes here (no "Live -" or date)
Poor box relocations, recent law enforcement (search and seizure) vault raid, incorrect box drillings, sloppy recordkeeping and many nationwide financial institutions now eliminating safe deposit box services, have significantly impacted our industry
When your customer passes away, family members left behind often know they need to do something about deposit accounts and other banking relationships of the deceased, but don’t know what they can and cannot do with them or with checks payable to the
Recorded on May 09, 2023
Overdraft Programs and Their Risk to Your Financial Institut
Overdraft services will continue to be a target for regulatory scrutiny in 2023 and financial institutions who’ve been cited can attest to the damage unchecked fee income practices can have on an organization.
Financial Crimes Enforcement Network (FinCEN) published its first set of guidance materials to aid the public, and in particular the small business community, in understanding upcoming beneficial ownership information (BOI) reporting requirements tak
During the last few years we have had the Secure Act 1.0 and Secure Act 2.0 and new regulations on RMDs and Inherited IRAs. Plus, we have a myriad of new exceptions to the 10% penalty.
How much is too much or how much is too little monitoring for higher risk customers? Can we get by with an annual high-risk review? What about our moderate-risk customers?
Recorded on April 06, 2023
Friends with Marketing: Managing a Winning and Compliant Ma
Oil and water. Cats and Dogs. Fire and Ice. Such are the comparisons often used to describe the relationship between compliance and marketing. Are they really two opposing forces always in conflict and rarely compatible?
As the baby boomer generation ages, “Elder Fraud'' is the fastest growing segment for crime in our country! Criminals know whom they want to target and have found ways to get close to their victims.
One banker commented “Reg E hasn’t changed, so what’s to learn?” While the Reg itself and the commentary haven’t changed, interpretations of who is a financial institution, what is an error and who has to investigate those errors have.
Recorded on March 14, 2023
Regulation CC: Funds Availability (Deposits and Holds)