“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations.
During this webinar, we will bring you up to speed on all things BSA and OFAC for 2024. It’s been a busy year as beneficial ownership continues to roll out amidst legal battles. New National Risk assessments have been published and crime abounds.
FridayMay 17, 2024
UDAAP: Dissecting Complaints, Enforcement Actions, Exam Is
In 2024, what are the big topics for UDAAP? During this program we will review the fundamental issues for unfair and deceptive practices. We will also relook at our complaint programs as tools for managing unfair practices.
Mistakes happen. Even strong compliance programs can have a slip-up, and you may find your bank has wrongfully disclosed the Annual Percentage Rate (on a loan) or the Annual Percentage Yield (for a deposit product).
WednesdayJune 05, 2024
Permanent course title goes here (no "Live -" or date)
Poor box relocations, recent law enforcement (search and seizure) vault raid, incorrect box drillings, sloppy recordkeeping and many nationwide financial institutions now eliminating safe deposit box services, have significantly impacted our industry
The Military Lending Act rules changed in October of both 2016 and 2017. I still see questions pop-up on MLA procedures and some banks are spending money needlessly complying with old and new rules.
Does your financial institution want to keep up to speed on the latest regulatory agency expectations with respect to overdraft guidance and best practices? If so, “Overdrafts--- Current Developments” is the webinar you’re looking for.
As we enter the final stretch before the CDD Final Rule must be implemented, many financial institutions have already begun their 5th-Pillar projects to ensure compliance by May 2018.
Does the fair lending and UDAAP regulatory focus have you concerned about Adverse Action compliance? This webinar will ensure your financial institution is up to speed with equal credit, fair credit and credit score best practices.
When your account holder's name does not match for IRS purposes, you are sent a CP2100 and your financial institution has to being the B notice process and often times backup withholding on your customer. This is time consuming and expensive.
Does this sound familiar? You “know” there is a particular requirement, yet you cannot find its source, no matter how much you research? It’s possible that you are dealing with an urban legend of banking.
The Real Estate Settlement Procedures Act (Regulation X) has contained rules for administering escrow accounts for many years. The Truth in Lending Act (Regulation Z) requires escrow accounts in connection with higher-priced mortgage loans.
Recorded on October 24, 2017
Identifying Common Mistakes During the Appraisal Compliance Review
This two hour webinar will focus on the common mistakes that banks need to be aware of relating to reviewing appraisal reports for minimum compliance with the Interagency Appraisal and Evaluation Guidelines as well as the most recent revisions to USP
It has been years since the federal bank regulatory agencies have overhauled the Community Reinvestment Act regulations, but they are constantly tinkering with the rules.
Advertising can be impacted by numerous regulations and advertisements can cross the line between “luring” someone and not deceiving them (UDAAP). What you can say, what can't you say, and when can you say it?