“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations.
During this webinar, we will bring you up to speed on all things BSA and OFAC for 2024. It’s been a busy year as beneficial ownership continues to roll out amidst legal battles. New National Risk assessments have been published and crime abounds.
FridayMay 17, 2024
UDAAP: Dissecting Complaints, Enforcement Actions, Exam Is
In 2024, what are the big topics for UDAAP? During this program we will review the fundamental issues for unfair and deceptive practices. We will also relook at our complaint programs as tools for managing unfair practices.
Mistakes happen. Even strong compliance programs can have a slip-up, and you may find your bank has wrongfully disclosed the Annual Percentage Rate (on a loan) or the Annual Percentage Yield (for a deposit product).
WednesdayJune 05, 2024
Permanent course title goes here (no "Live -" or date)
Poor box relocations, recent law enforcement (search and seizure) vault raid, incorrect box drillings, sloppy recordkeeping and many nationwide financial institutions now eliminating safe deposit box services, have significantly impacted our industry
If you are trying to achieve Qualified Mortgage status under .43(e)(2), your loan must be underwritten using the rather daunting new Appendix Q to Regulation Z.
On "covered transactions" under the Ability to Repay Rules you are required to consider the 8 factors. But what does it really mean to consider each of the factors? What are the parameters of each of one? What do you include?
Audits for Regulation Z have just become a whole lot more challenging! Over the last several months, the importance of mortgage loan originators and the new rules involving them has grown exponentially.
From issues relating to dual compensation, mortgage brokers, and timing considerations, there is a great deal to wrap your head around. And, as you might expect, detailed new record retention requirements to boot.
New account procedures just seem to get longer and more complicated. Banks need to know more about their new customers than they did in the past, and there seem to be more and more disclosures and other paperwork that needs to be delivered.
Properly completing the FinCEN Suspicious Activity Report (SAR) can be a daunting task for depositary institutions. It's an effort that must be supported by actions beyond just reading the instructions and knowing what goes in what blank.
Recorded on August 28, 2013
Understanding and Implementing the New ACH Security Framework Rule
With the huge numbers of ACH transactions that are handled daily, it should be no surprise that the security of ACH transaction data is a critical part of the ACH process.
Recorded on August 14, 2013
SCRA and The Military Lending Act - What examiners are looking for and why
For all practical purposes the servicemember is in a protected class. The Military Loan Act and SCRA provide many protections before and after a loan is made.
The calculation of points and fees on residential mortgage loans has never been more important or complex as it will soon become under the huge changes effective in January under the Dodd-Frank Act.
Recorded on July 23, 2013
Commercial Lending and Regulatory Compliance - Making it Work