When your bank receives a claim that an ACH charge to a customer’s account was unauthorized, you have to respond correctly and your customer expects swift results.
ThursdayNovember 21, 2019
HMDA – Thresholds, Exemptions, Temporary, Partial – How It A
HMDA has many definitions and rules that affect reporting of individual transactions; however, knowing whether your financial institution should be reporting comes first.
Small business and small farm lending is important to Community Reinvestment Act (CRA) success regardless of bank asset size: small bank, intermediate small or large bank.
WednesdayDecember 04, 2019
Nonresident Aliens Deposit Customers: FTIN, US TIN and Inte
Paraphrased, here is what one circuit court said, “consumers are protected from a company’s deception, even if they never actually read its disclosures.” The world of compliance is different when you consider UDAAP whether with one or two “A’s”.
Have you ever been frustrated by the requirements for calculating and reporting risk-based capital ratios? If your answer is an emphatic "YES!", then you
Section 8 of the Real Estate Settlement Procedures Act (RESPA) prohibits unearned fees and kickbacks. The enforcement actions under the CFPB have been jaw dropping in dollar amounts.
After much industry confusion and concern regarding elements of the regulation, the CFPB released a proposal to update the TRID regulation in July 2016.
Recorded on March 01, 2018
New Account Interview: Updated for New CDD Requirements
FinCEN says that “Banks specifically are expected to “obtain information at account opening sufficient to develop an understanding of normal and expected activity for the customer’s occupation or business operations.” In short, to understand the typ
Websites are not a secondary means of advertising or information delivery. Risks are increasing as banks increase the functionality of their sites and customers go to their web addresses more than their branches.
Subpoena? Don’t freak out! When you receive a subpoena or other legal process, you need to methodically move through a framework for analysis that will aid you in determining what you need to do and how to do it.
This webinar will improve your understanding of the reporting requirements before you get too far into the reporting year. The topics include commonly asked questions on the revised HMDA rule.
Don’t wake up in a cold sweat worried that some lending compliance changes have escaped your notice! Tune in to this program for a quick rundown of what’s new, what’s changed, what you need to watch out for.