Paraphrased, here is what one circuit court said, “consumers are protected from a company’s deception, even if they never actually read its disclosures.” The world of compliance is different when you consider UDAAP whether with one or two “A’s”.
Does your financial institution want to keep up to speed on the latest regulatory agency expectations with respect to overdraft guidance and best practices? If so, “Overdrafts--- Current Developments” is the webinar you’re looking for.
Does the fair lending and UDAAP regulatory focus have you concerned about Adverse Action compliance? This webinar will ensure your financial institution is up to speed with equal credit, fair credit and credit score best practices.
When your account holder's name does not match for IRS purposes, you are sent a CP2100 and your financial institution has to being the B notice process and often times backup withholding on your customer. This is time consuming and expensive.
Does this sound familiar? You “know” there is a particular requirement, yet you cannot find its source, no matter how much you research? It’s possible that you are dealing with an urban legend of banking.
The Real Estate Settlement Procedures Act (Regulation X) has contained rules for administering escrow accounts for many years. The Truth in Lending Act (Regulation Z) requires escrow accounts in connection with higher-priced mortgage loans.
Recorded on October 24, 2017
Identifying Common Mistakes During the Appraisal Compliance Review
This two hour webinar will focus on the common mistakes that banks need to be aware of relating to reviewing appraisal reports for minimum compliance with the Interagency Appraisal and Evaluation Guidelines as well as the most recent revisions to USP