Understanding the differences in applications for HMDA, Regulation B and TRID (Regulation Z) is key to correct handling and reporting and streamlining the reporting process.
This two-hour webinar provides insight into the murky areas of HMDA which may result in the failure to report the appropriate loans on the LAR or errors in reported data fields.
Recorded on January 26, 2021
Temporary Financing – Making Sense of the HMDA Rules
Queries about temporary financing are some of the most frequent HMDA questions asked. This one-hour webinar will walk you through everything you need to know about HMDA’s temporary financing rules.
HMDA has many definitions and rules that affect reporting of individual transactions; however, knowing whether your financial institution should be reporting comes first.
Reporting the final action taken for HMDA can be confusing, especially for conditional approvals and counteroffers. It is important to look at the reporting requirements and align them with the financial institution’s lending process.
Recorded on May 06, 2019
What You Need to Know About the Revised Uniform Residential Mortgage Loan Application
The Uniform Residential Mortgage Loan Application (URMLA), also referred to as the 1003 Mortgage Application, is the industry standard form used by nearly all mortgage lenders in the United States.
2018 was expected to bring a slowdown in the volume of compliance changes. The Economic Growth, Regulatory Relief and Consumer Protection Act (EGRRCPA), which was advertised as reducing burden, will keep compliance personnel busy for months to come.
Recorded on September 27, 2018
Implementing the Partial HMDA Exemptions - Get the Details
This webinar will review everything you need to know about these partial exemptions and it’s appropriate for everyone who needs to understand this change: lending and operations staff, compliance officers, auditors, and examiners.