Nobody wants compliance mistakes but when they are tolerable and in moderation, you grow, you learn from them and that leads to improvement and survival in a tough world of compliance and banking.
“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations.
On-Demand Webinars about Lending
Recorded on November 29, 2017
HMDA Check Up – Laying the Groundwork for January 2018
Whether you are just getting started on your HMDA 2018 preparations or want a refresher on important HMDA foundational concepts to resolve your questions, this webinar will meet your needs.
There are a lot of rumors flying around on demographic data
The Real Estate Settlement Procedures Act (Regulation X) has contained rules for administering escrow accounts for many years. The Truth in Lending Act (Regulation Z) requires escrow accounts in connection with higher-priced mortgage loans.
Recorded on November 07, 2017
Appraisals and Evaluations: Keeping Your Valuation Program Compliant
This two hour webinar will focus on the key points that banks need to be aware of relating to ordering and reviewing appraisals to ensure they are operating in compliance with Title XI of FIRREA and the Interagency Appraisal and Evaluation Guidelines
Recorded on October 18, 2017
Regulation Z, TRID, and Loans Features – What Do They Have to Do with HMDA?
It has been years since the federal bank regulatory agencies have overhauled the Community Reinvestment Act regulations, but they are constantly tinkering with the rules.
Whether you purchase one loan or 1,000 loans, you need to know the special requirements for HMDA reporting. For HMDA, certain fields can be reported Not Applicable for purchased loans.
Inquiries, Applications, Completed Applications, Prequalification’s & Preapprovals, Oh My! Co-applicants, Co-borrowers, Co-signers & Guarantors, When and Why? What are they, what’s the difference and who can be required to sign?
Do you need help with the Escrow compliance requirements? Join us for a two-hour Escrow compliance webinar. If you’re looking for Escrows in plain English, this is the ticket!
After much industry confusion and concern regarding elements of the regulation, the CFPB released a proposal to update the TRID regulation in July 2016. The proposal provided much needed guidance on where the CFPB was headed with TRID.
Recorded on August 23, 2017
Part II - Flood Insurance Compliance - A Two-Part Companion Webinar Series
Have you heard the latest on flood insurance compliance? Join us for a two-part webinar series covering the flood insurance compliance requirements. This is four hours of training divided into two companion webinars without duplication.