Nobody wants compliance mistakes but when they are tolerable and in moderation, you grow, you learn from them and that leads to improvement and survival in a tough world of compliance and banking.
“Keeping up” is the most common training goal for compliance and lending personnel. Since the late 1960’s, the steady stream of new consumer laws and regulations has been continuously supplemented by revisions of previously issued regulations.
Do you have any idea how many internal DDA accounts are on your books? How would you go about identifying them? Do you know who controls them and makes entries in them?
For years, you have probably been taking the "easy" route. If a loan applicant was an individual, you just assumed the loan would be a consumer loan covered by Regulation Z. What's the harm?
Recorded on November 12, 2015
Preparing for Examination under the New Mortgage Servicing Rules
Is your bank ready for the next wave of examinations centered on the mortgage rules? Examiners across the regulatory spectrum have clearly indicated that this exam cycle will be more active in the mortgage servicing area.
Recorded on October 28, 2015
TRID for Construction Loans - What the CFPB Failed to Tell Us.
Fair Lending is one of the "hottest" topics with the regulators at this time. Requiring spouses (or anyone) to sign a loan - or the appearance your loan officers are doing so - is a significant fair lending issue.
Recorded on September 30, 2015
Applicants and Applications: Knowing the Players and the Rules
A note from the Presenter - David Dickinson
"I believe this is one of the most important compliance topics I have ever presented. BEFORE you can understand HMDA, Truth in Lending, RESPA, denials, etc.
Recorded on September 24, 2015
Debt Collection Practices - what's permissible and what's not
Debt Collection Practices are receiving close scrutiny from examiners. Even when the FDCPA is not directly applicable, UDAAP constrains your collection activities. Learn how in this webinar.
Compliance with the Fair Credit Reporting Act requires a detailed understanding of the fine points and nuances of the law's provisions and Regulation V. Mistakes are unfortunately common, but avoidable.