We now own branches in Ohio. I have found it difficult to research account titling, especially joint account titling. The issue became very frustrating when a joint owner - now sole owner - of a joint account asked about an estate tax release. Although I was able to find that answer, I attempted to determine how joint accounts were treated based upon the title, and didn't get very far. Any suggestions?

You may have found a resource by now, but some of our employees recently attended a Depsosit Account seminar at which we obtained a great manual for guidelines on account titling and ownership. If you would like to purchase one, I can email you the order form. I have tried to find a way to order them online, but I have been unsuccessful.