I haven't seen this. If banks are doing it, perhaps it is a means of trying to gain market share. There is more risk here, in my opinion, unless there are tight constraints on the access device. Certainly though it is permissible.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell