Can anyone tell me the requirements to place a loan application via the website or where I can locate information on the requirements?

Are you talking about having folks actually apply for a loan via the web or just placing a PDF file that folks would have to print and send in?

Allowing customers and non-customers to apply via our website loan application. They would complete the application and submit.

You should check out e-sign if you're going to allow the customers to receive disclosures on-line. You want to make sure you have appropriate security on your website since folks will be sending info via the web. Do you have a host company in mind?

They would not receive disclosures relating to the loan application online - They would simple complete a loan application and submit for processing. What do you mean by "host" company?

The 3rd party that will actually host the mortgage application process. You need a platform as part of your website where customers can apply for loans. We use Mortgagebot.

This is for consumer loan applications, not mortgage loan applications. Do you offer online consumer loan applications?

If the consumer purpose is for home improvement, you need to collect government monitoring information on your website. If your contemplating HELOC applications, you will need to provide the brochure and early disclosure at the time of application. That means when the customer is filling out the online app.

Sorry no, just mortgage. Our consumer apps are a pdf file that the customer has to print and bring in. I do know mortgagebot offers consumer as well.

The rules are the same as they are for paper. What information you collect and how is largely your choice.

Now that content has been addressed you need to look at security. How will you get and transfer this information to your site? https - s being secured, is a good first step. Protect the data.

Next you need to look at how and when you receive it and process it. And look at backup systems too. What disclosures are triggered, how much information will you gather, will you open new relationships this way, how will you CIP them, etc.