If a customer comes into the Bank and wants to cash a $100,000 Cashier's Check drawn on our bank, must we cash immediately? Can we set a dollar limit that we will only provide cash for amounts up to XXX?
Can we require an advance notice on large cash items (i.e. 3 days notice.)
If we set these types of limitations, do we simply post a notice at the teller line?

Thanks in advance for any direction you can provide.

We have told customers in the past that cash in that amount must be ordered from xxx and they would need to wait until say March 10th. If you do not keep that much extra cash on hand it is not required that you run yourself short. IMHO

This may be a foolish question on my part, but if you're not going to cash it....why did you issue it? Would you accept the check for deposit and give immediate credit?

Avid - I think the issue at hand is having sufficient cash on had to cash the check at the moment of presentment, not the overall willingness to do so.

I don't think it's unreasonable to give a portion of the check in cash and the remainder in another cashiers check. Then set up an appointment for the client to return to get the remainder. We don't have any obligation to clean out our vault cash for anyone, even a client. I had a client get very angry in a similar situation, and ask, "Aren't you a bank? Why don't you have the cash on hand?" He didn't understand that we didn't actually make the money - and that we had to have it available for other clients.