Looking for clarification...

If you are including a second balance at the ATM... does the "disclosure" print on your receipt or just appear on the screen? What I mean by "disclosure" is the requirement to prominently state that the second balance includes overdraft funds.

If the "balance" prints after a transaction was conducted at the ATM... it should be the first balance (without overdraft funds) and then at your discrection a second balance prominently stating that it includes overdraft funds, right?

In my opinion "Account balance includes any available credit line" is not acceptable.