It's been a long time since I've delt with GILA loans. Has any other GILA banks looked at the effect of the DoD rules on these type loans? Are single payment GILA loans limited to no longer than 3 calendar months? Like many others, I'm recommending to management that we not offer vehicle title loans that would come under the new Department of Defense rules. This includes a policy change recommendation that would limit vehicle title loans to those with terms in excess of 181 days. It seems to me that we will not be able to make single payment GILA loans secured by a car title. I would appreciate any opinions on this. Thanks.