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In Banker Tools, we've compiled a collection of useful resources for various areas of the bank which have been developed by BOL staff or our wonderful BOL users. To contribute an original tool you have created, send an email to andyz@bankersonline.com

  Specialized areas include our:
  • Audit Area Page
  • AML Tools Page
  • CIP Tools Page
  • FACT Act/FCRA Tools Page
  • HMDA Heaven Tools Page

  •   By topic:
  • Advertising
  • AML/BSA
  • Audit
  • Check 21
  • Commercial Lending
  • Compliance
  • CRA
  • Disaster Recovery
  • Fair Lending
  • FCRA/FACTA
  • Financial Reform
  • Flood Insurance
  • HMDA
  • Human Resources
  • Information Security
  • Internet /ebanking Banking
  • Lending
  • OFAC
  • Operations
  • Record Retention
  • Regulation B
  • Regulation CC
  • Regulation D
  • Regulation E
  • Regulation O
  • Regulation P
  • Regulation R
  • Regulation Z
  • RESPA
  • Security
  • Signage
  • Tellers
  • Other Links



  • Advertising
    Advertising Checklist
    Advertising Policy and procedure (sample)
    APR Quotation Table
    Gifts - Rules and Reporting
    Logos, EHL, EHO, FDIC
    New Branch Checklist
    Overdraft Program Advertising Matrix


    AML/BSA
    314(a) "What to Search" Cheat Sheet
    314(a) Records Requests "Do's and Don'ts"
    314(a) Documentation Spreadsheet
    314(a) Compliance Checklist
    Alien Identification Procedures
    Anti-Money Laundering Policy (sample)
    BSA Exam Questionnaire
    BSA Exemption Analysis
    BSA Exemption Review
    BSA Jeopardy
    Six BSA Risk Rating Tools
    Risk Rating New Accounts
    BSA Skits
    BSA Training for six different positions
    BSA/AML/OFAC Board Training
    BSA/CIP Awareness Signs
    CIP - ID Workflow Charts
    CIP Lobby Notice sample
    CIP - Risk Analysis Worksheet
    CIP Policies (samples)
    Customer Information Risk Profile
    EIN and SSN Background Explanation
    Foreign Naming Conventions
    High Risk Entities Worksheets
    Hot Issues Cheat Sheet
    I.D. Verification - PLEASE System
    MSB Review and Risk Assessment
    New Account Risk Assessment Worksheet
    New Account Worksheet - Business Account
    Private ATM Checklist
    Risk Analysis Checklist for BSA and AML
  • RFPA Cert. of Compliance
    09/28/10
    5 Step Risk Assessment Checklist
    Risk Rating Customers - BSA
    RSSD Number (finding yours for CTRs & SARs)
    SAR - BOL's Research Guide to SARs
    SKIPO training game (BSA, OFAC, privacy, ID theft and information security)
    Suspicious Activity Investigative Report Form
    TIN Refusal Rebuttal
    MORE on the AML/BSA page

    Audit
    Audit Area Page
    Adverse Actions Notice Audit Workpaper
    Audit - New Certification Log
    Audit Action Items Tracking Report
    Audit Extension Guide and Request Form
    Audit Workbook
    Audit Program for Fedline Advantage
    Branch Signage
    Branch Auditing Workpaper
    CFPB Exam Manual
    Dormant Accounts Audit Program
    FDIC Compliance Examination Procedures
    FRB Consumer Compliance Handbook
    Internal Audit Manual for Small Banks
    Internal Audit Risk Assessment Model
    Overdraft Program Risk Assessment Worksheet
    Red Flag/ID Theft Audit Program
    Risk Assessment Checklist
    Statistical Sampling Selection Tool

    Check 21
    Check 21 Claim Form
    Check 21 IRD Print Management and Control Checklist
    Check 21 Model Disclosure
    Check 21 Page & Tools
    Check 21 Training Quiz
    Claim Form/Declaration of Loss (Cashier's Check)

    Commercial Lending
    Article 9 Quiz
    Checklists for Real Estate Loans
    Commercial Lending Differences Chart
    Commercial Loan Application
    Commercial Loan Application Addendum
    Commercial Loan Data Input Worksheet
    SAFE Act Questionnaire

    SAFE Act Training

    SBA Ratio Analysis Worksheet


    Compliance

    Ability to Repay - Reg Z
    Adverse Actions Notice Audit Workpaper
    Applications for Credit - Comparison
    A Guide to Bank Compliance Research
    Advertising Policy and procedure (sample)
    Appendix J to Reg Z
    APR Quotation Table
    Asset/Liability Management Policy (sample)
    ATM Checklist
    Bank of Blunders - role-playing compliance training
    Branch Signage
    Banking Terms - Word Seek Game for Training
    BOLlywood Squares
    Boo Boo Forms
    Branch Auditing Workpaper
    Business Day Definitions
    Clean Desk Policy & Privacy Citation and Commendation
    Complaint Policy
    Complaint & Inquiry Policy
    Confidentiality Agreement - Sample
    Ethics Training for the Board and Senior Management
    FACTA/FCRA Medical Rules - Cheat Sheet
    FCRA and Red Flag Training, FCRA Policy/Procedures
    FDIC's Compliance and Document Request
    FDIC Compliance Examination Procedures
    Federal Garnishment Calculator
    FRB Consumer Compliance Handbook
    GFE Changed Circumstance Checklist
    Hot Issues Cheat Sheet
    Insurance Consumer Protection Quiz
    Insurance Disclosures - Reg. Z & Consumer Protection in Sales of Insurance
    Laws and Regulations list
    Lending Rules - July 2009
    Lobby Notice Requirements Chart
    Logos, EHL, EHO, FDIC
    More Compliance Tools
    New Account Compliance Checklist
    New Branch Checklist
    New Employee Training
    Overdraft Program Advertising Matrix
    Overdraft Program Risk Assessment Worksheet
    PMI notice language
    Privacy Police Tools
    Red Flag Assessment Testing
    Red Flag/ID Theft Audit Program
    Red Flag (Found) Worksheet
    Red Flag ID Theft Annual Report
    Red Flag Training - Games
    5 Step Risk Assessment Checklist
    Risk Assessment Matrix
    Risk Rating New Accounts
    RSSD Number (finding yours for CTRs & SARs)
    SAFE Act Questionnaire

    SAFE Policy & Procedures
    SAFE Act Training

    SAS 70 Checklist
    SCRA Letters & Checklist
    Training Calendar
    Temporary Liquidity Guarantee Program
    Training Required by Regulation Unlawful Internet Gambling Enforcement Act Policy
    Document Management Software
    Web Page Compliance Review Form
    Website Checklist
    Who Wants to Be a Smart Banker?

    CRA
    Community Development Report - 2004 by State, by Lender
    Community Development Tracking Forms
    CRA Assessment Area Concentration Ratios
    CRA - Donations Decision Tree
    CRA - Large Bank Worksheet
    CRA: The 2005 Joint Ruling in Perspective
    CRA: "Lending Test" Data
    CRA Codes for Small Business Loans
    CRA Community Development Loan Report
    CRA Data Collection Worksheet
    CRA Self-Examination Checklist
    Strategic Planning and CRA Product Questionnaire
    CRA Worksheets
    CRA: Successful Performance Ratings and Self-Assessment
    CRA Tools - Successful Performance Ratings and Self-Assessment
    CRA - Income by Tract for CRA/HMDA Analysis

    Disaster Recovery
    Disaster Recovery Contact Information Handout for Customers Images of Katrina PowerPoint
    Disaster Recovery & Business Resumption Planning
    Disaster Recovery Guidelines
    Disaster Recovery - Hypothetical Situations
    Hurricane (Disaster) Preparedness Checklist
    Sample Data Processing Services Agreement and Sample Alternate Operating Site Services Agreement

    Fair Lending
    APR Quotation Table
    Fair Lending Analytical Reports
    Fair Lending Training
    Fair Lending Training Module
    Fair Lending Worksheet - Georgia
    Fair Lending Worksheet - Second Review
    HMDA Heaven has Tools too
    Predatory Lending Spreadsheet

  • FCRA (incl FACT Act)
    Credit Report Direct Disputre Form
    FACT Act Policy
    FACT Act Chart
    FACT Act Medical Info Training
    FACTA/FCRA Medical Rules - Cheat Sheet
    The Fair Credit Reporting Act (incl. FACT Act revisions)
    Credit Report Request Form
    FCRA/FACT Act Home Loan Applicant and Credit Score Disclosure
    FCRA and Red Flag Training Program plus Policy and Procedures
    Reg Flag Account Warnings
    Red Flag Assessment Testing
    Red Flag/ID Theft Audit Program
    Red Flag (Found) Worksheet
    Reg Flag Identity Theft Protection Provider Worksheet
    Red Flag Training - Games
    Red Flags 101 Training

    Financial Reform
    Ability to Repay - Reg Z

    Flood Insurance
    Flood Hazard Training
    Flood Hazard Training (2)


    Flood Insurance Cheat Sheet
    Flood Insurance Coverage Form
    Flood Insurance Wallpaper
    Interagency Q&A
    NFIP Flood Insurance Manual (2011)
    Flood Penalties, SFHD form, Manual and FAQ links
    Mandatory Purchase of Flood Insurance Guidelines (PDF doc. - now rescinded, but still containing valuable info.)

    HMDA
    HMDA Heaven A collection of HMDA Tools
    HMDA Flowchart in XL Tools from Banker's Compliance Consulting
    HMDA Flowchart in PDF Tools from Banker's Compliance Consulting
    Government Monitoring Information Rules
    HMDA Getting It Right Primer
    HMDA Input Reporting Worksheets
    HMDA MSA and Micropolitan SA Spreadsheet
    Lending Rules - July 2009
    Monitoring Information Collection Guide


    Human Resources
    Infection Control Poster
    03/14/08
    Affirmative Action Plan Checklist
    Employee Guide to Information Security
    Employee Information Form
    Employee Personal Profile Form
    Ethics Training for the Board and Senior Management
    Human Resources Review
    Incentive Planning: Performance Measures Checklist
    New Branch Checklist
    New Hire Training
    Security Officer - Position Description
    Sexual Harassment Prevention Training Info
    Training Cost Calculator

    Information Security
    Assessment of Unauthorized Access To Sensitive Customer Information Worksheet
    Clean Desk Checklist
    Clean Desk Policy & Privacy Citation and Commendation
    Checklist for Information Security Steps
    Confidentiality Agreement - Sample
    Customer Notification Process
    EIN and SSN Background Explanation


    Employee Guide to Information Security
    Guide for Brainstorming for Risk Analysis
    Information Security Access Assessment
    Information Security Quiz
    Information Security Awareness Signs
    Information Security Best Practices Guide
    Information Security Policy(sample)
    Information Security Program Checklist
    InfoSec and/or Internet Banking Risk Assessment Program
    InfoSec Contract Provisions Monitoring Chart
    InfoSec Service Provider Risk Assessment Matrix
    Privacy Police Tools
    SAFE Policy & Procedures
    SAFE Act Questionnaire

    SAFE Act Training

    5 Step Risk Assessment Checklist
    Sample Information Security Contract Language
    SAS 70 Checklist
    Security Standards Questionnaire
    SKIPO training game (BSA, OFAC, privacy, ID theft and information security)

    Internet/ebanking Banking
    ACH Policy
    eBanking Quiz
    eBanking Audit Program
    E-Fraud, Director Education
    Internet Acceptable Use Policy
    Internet Banking and Risk Management Policy
    Intrusion Risk Assessment Policy (sample)
    Unlawful Internet Gambling Enforcement Act Policy
    Web Page Compliance Review Form
    Website Checklist

    Lending

    Ability to Repay - Reg Z
    Adverse Actions Notice Audit Workpaper
    Adverse Reasons Chart
    Alien ID Procedures
    Appendix J to Reg Z
    Applications for Credit - Comparison
    Appraisal Checklists and MISMO Preparedness
    APR Quotation Table
    ARM Disclosures - Disclosure Spreads
    Article 9 Quiz
    Boo Boo Forms
    CERCLA - A Lender's Primer
    Certification of Personal Financial Statement
    Checklists for Real Estate Loans
    Confidentiality Agreement - Sample
    Credit Report Request Form
    CRA: "Lending Test" Data
    Environmental Policy (sample)
    Escrow Analysis Spreadsheet
    Evaluation Permitted?
    FACTA/FCRA Medical Rules - Cheat Sheet
    Fair Lending Analytical Reports
    FCRA/FACT Act Home Loan Applicant and Credit Score Disclosure
    Federally Related Mortgage Loan Decision Tree
    FDIC's Compliance and Document Request
    Credit Risk Management - Tutorial
    GFE Changed Circumstance Checklist
    Government Monitoring Information Rules
    High Priced Mortgage Loan Checklist
    HMDA Heaven has Tools too
    HOEPA Worksheet
    HUD SCRA Notice
    Lender Liability Quiz
    Lending Rules - July 2009
    Lending Terminology Crossword
    Loan Accounting System Worksheets
    New Branch Checklist
    Predatory Lending Spreadsheet
    PMI notice language
    Protecting Tenants in Foreclosure Policy
    Reg Z Date Worksheets (New)
    Reg Z Finance Charges Spreadsheet
    RESPA Fee Spreadsheet
    RESPA Quiz
    SAFE Policy & Procedures
    SAFE Act Questionnaire
    UAD Appraisal Reference Guide
    Document Management Software
    Verification Form (SIC Securities Verification)

    OFAC
    OFAC- Potential Hit Analysis Spreadsheet Sample
    OFAC Procedures
    SKIPO training game (BSA, OFAC, privacy, ID theft and information security)

    Operations
    5 Step Risk Assessment Checklist
    Account Opening Worksheet
    ACH Policy
    Affidavit of Check Alteration
    Affidavit of Forgery
    Alerts & Counterfeits Chart
    ATM Checklist
    Audit - New Certification Log
    Authorization to Close Account
    BSA/AML/OFAC Board Training
    Business Day Definitions
    Business Debit Card Agreement
    Cash Difference Report
    Cash Withdrawal Letter of Indemnification
    Check 21 Claim Form
    Check 21 IRD Print Management and Control Checklist
    Check 21 Model Disclosure
    Check 21 Page & Tools
    Claim Form/Declaration of Loss (Cashier's Check)
    Clean Desk Checklist
    Confidentiality Agreement - Sample
    Consumer Report Authorization for Authorized Signers on Business Accounts
    Operations (con'd)
    Counterfeit Check Scams 101
    Counterfeit Note Receipt
    Death Notification Procedures and Form
    Dormant Accounts Audit Program
    EIN and SSN Background Explanation
    FDIC's Compliance and Document Request
    Federal Garnishment Calculator
    FFIEC SP-5
    Forgery Detection and Prevention - Whitepaper
    Functionality Checklist for Image Exchange Solutions
    Funds Verification Procedures
    Hold Harmless Letter
    Hold Mail Request & Tracking Form
    High Risk Entities Worksheets
    Hurricane (Disaster) Preparedness Checklist
    I.D. Verification - PLEASE system
    Incentive Planning: Performance Measures Checklist
    Investment Policy (sample)
    IRS Levy Quiz
    Know Your Money Quiz
    New Account Compliance Checklist
    New Account Risk Assessment Worksheet
    New Account Worksheet - Business Account
    New Branch Checklist
    Overdraft Income Tracking Spreadsheet
    Overdraft Program Advertising Matrix
    Overdraft Protection tools
    Overdraft Program Risk Assessment Worksheet
    Private ATM Checklist
    Red Flag Assessment Testing
    Red Flag (Found) Worksheet
    Red Flag ID Theft Annual Report
    Red Flag Training - Games
    Suspicious Activity Investigative Report Form
    Release of Claims Forms
    Returned Mail, Procedures and Forms
    Risk Rating New Accounts
    RSSD Number (finding yours for CTRs & SARs)
    Safe Deposit Policy & Procedure
    Suspicious Incident Report
    TIN Refusal Rebuttal
    UCC - Articles 3 & 4 Quiz
    Unlawful Internet Gambling Enforcement Act Policy
    UCC 3 & 4 Training: The Check Book
    Merchant Check Capture - Vendor Due Diligence Evaluation


    Record Retention
    Functionality Checklist for Image Exchange Solutions

    Regulation B
    Adverse Reasons Chart
    APR Quotation Table
    Cheat Sheet for Adverse Action Notice Completion
    Commercial Loan Data Input Worksheet
    Evaluation Permitted?
    Fair Lending Worksheet - Second Review
    Government Monitoring Information Rules
    Regulation B Compliance Worksheet
    Regulation B - Required Signatures Chart

    Regulation CC
    Funds Verification Procedures
    Reg CC Availability Calendar
    Reg CC Resources for Compliance and Training
    Reg CC Funds Availability PowerPoint training
    Reg CC Training Materials

    Regulation D
    Reg D Chart - Limitations on Withdrawals and Transfers from Savings Deposits
    Reg D Transfer/Withdrawal Guidance

    Reg D Tracking Chart

    Regulation E
    Electronic Funds Transfer Act PowerPoint training
    Overdraft Protection tools
    Private ATM Checklist
    Reg E Calendar & Liability Calculation Tool
    Reg E Numbers Quiz
    Website Checklist

    Regulation O
    Reg O Compliance

    Regulation P
    Privacy - Model Forms

    Regulation R
    Reg R Review

    Regulation Z
    Ability to Repay - Reg Z
    Appendix J to Reg Z
    APR Quotation Table
    ARM Disclosures - Disclosure Spreads
    Evaluation Permitted?
    GFE Changed Circumstance Checklist
    High Priced Mortgage Loan Checklistt
    HOEPA Worksheet
    Lending Rules - July 2009
    Loan Estimate Form, Annotated - Reg Z
    Overdraft Protection tools
    New Reg Z Date Worksheets
    Reg Z Finance Charges Spreadsheet
    Reg Z Irregular Transactions
    Reg Z Training
    Rescission Date Calculator
    RESPA Fee Spreadsheet
    Website Checklist

    RESPA
    Escrow Analysis Spreadsheet
    Federally Related Mortgage Loan, Decision Tree
    GFE Changed Circumstance Checklist
    GFE Changed Circumstances Documentation
    Lending Rules - July 2009
    RESPA Jeopardy Training
    RESPA Quiz

    Security
    Alerts & Counterfeits Chart
    ATM Checklist
    Annual Security Program Report - How to Prepare
    Assessment of Unauthorized Access To Sensitive Customer Information Worksheet
    BOL's Steal of Fortune -- Frontline Security Training
    Bomb Threat - Procedures
    Branch Security Review Checklist
    Cash Difference Report
    Check Guide, UCC 3 & 4 Training
    Clean Desk Checklist
    Code of Ethics
    Confidentiality Agreement - Sample
    Counterfeit Check Scams 101
    Counterfeit Note Receipt
    Customer Notification Process
    E-Fraud, Director Education
    EIN and SSN Background Explanation
    Employee Information Form
    Employee Personal Profile Form
    Face Memory Challenge
    Federal Garnishment Calculator
    Forgery Detection and Prevention - Whitepaper
    Hold Harmless Letter
    Holiday Crime Prevention Training
    Hurricane (Disaster) Preparedness Checklist
    I.D. Theft Procedures & Claim Form
    I.D. Verification - PLEASE system
    Night Inspection Evaluation Form
    Phishing/Scam Letter Samples
    Picture Memory
    Red Flag ID Theft Annual Report
    Release of Claims Forms
    Returned Mail, Procedures and Forms
    Risk Rating New Accounts
    Robbery Series:
     
  • During a Robbery
  • In the Event of a Robbery
  • After a Robbery - Do's
  • After a Robbery - Do Not
  • Dealing with the Media
  • Closed Sign
  • Procedures for
        Management
  • Procedures for Staff
  • Specific Ways to Cope
         with Stress
  • Tips for Listening
  • Signs of Grief-Loss
  • Avoid Secondary
        Wounding
  • How to Help

  • Robbery Deterrent Signs - FBI & Surveillance
    RSSD Number (finding yours for CTRs & SARs)
    Sample Investigative Report
    Security Officer - Position Description
    Security Officer's Role
    Sharing Information with Law Enforcement - Procedures
    Suspicious Incident Report

    Signage
    Branch Auditing Workpaper Branch Signage
    BSA/CIP Awareness Signs 5/6/04
    CIP Lobby Notice sample
    Holiday Closing Signs
    Logos, EHL, EHO, FDIC
    Lobby Notice Requirements Chart
    Robbery Deterrent Signs - FBI & Surveillance
    Temporary Liquidity Guarantee Program

    Tellers
    Affidavit of Check Alteration
    Affidavit of Forgery


    Cash and Teller Operations - Night Drop & Mail
    BCash Difference Report
    Claim Form/Declaration of Loss (Cashier's Check)
    Forgery Detection and Prevention - Whitepaper
    Funds Verification Procedures
    I.D. Verification - PLEASE system
    Returned Mail, Procedures and Forms
    Teller Over/Short Policy
    Teller Time Study
    Teller Training Profile
    TIN Refusal Rebuttal
    Training Cost Calculator
    UCC - Articles 3 & 4 Quiz


    Other
    Access other Banker Tools on BankersOnline.com:
  • Compliance Tools
  • Lender Tools
  • Operational Accessories
  • Policies, Procedures,
        Position Descriptions
  • Quizzes
  • Security Power Tools
  • Training Aids