Issue Loan Estimate on Same Date as CLoD?

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Question:

In order to expedite closing, can the Loan Estimate be issued on the same date as the CLoD?

Answer:

(e) Mortgage loans secured by real property—early disclosures.

(1) Provision of disclosures.

(iii) Timing. (A) The creditor shall deliver or place in the mail the disclosures required under paragraph (e)(1)(i) of this section not later than the third business day after the creditor receives the consumer's application, as defined in § 1026.2(a)(3).

(B) Except as set forth in paragraph (e)(1)(iii)(C) of this section, the creditor shall deliver or place in the mail the disclosures required under paragraph (e)(1)(i) of this section not later than the seventh business day before consummation of the transaction.