The U.S. Court of Appeals for the 3rd Circuit held that TISA/APY violations resulted from the way a financial institution disclosed a rate that was only applicable for a portion of the year.
(Court Of Appeal Of The State Of California, Second Appellate District, Division Four)
This update was provided by Howard Lax of Lipson, Neilson, Cole, Seltzer & Garin, P.C.
The 10th Circuit U.S.
Reversal of Lopez Case on Social Security Offsets
Prior articles (now updated due to the court's reversal of its decision):
Offsets Against Social Security Payments
A California Appellate Court Decision which held the enforceability of a dragnet clause in a loan agreement was dependent on the reasonable expectations of the parties.
The Fifth District California Court of Appeal held that the Notice of Servicing Transfer Requirements of RESPA and Regulation X were violated when the notice was mailed to the address shown on the note and deed of trust and not to the current addr
The 5th Circuit U.S.
This California case involves the issue of whether a lending institution, which finances a vehicle lease but is not an agent of the automobile dealer in the lease transaction, may be responsible as a lessor for misrepresentations made by the deale