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RESPA

Wagner v. EMC Mortgage Corporation

The Fifth District California Court of Appeal held that the Notice of Servicing Transfer Requirements of RESPA and Regulation X were violated when the notice was mailed to the address shown on the note and deed of trust and not to the current addr

Freeman et al. v. Quicken Loans, Inc.

Does Section 8(b) of RESPA (12 USC 2607(b)) prohibit a real estate settlement services provider from charging an unearned fee? The U.S. Supreme Court settled a division between the U.S.

Santiago et al v. GMAC Mortgage Group, Inc., et al

The Third District Court of Appeals found, in a decision filed August 4, 2005, that RESPA Section 8(b) provides consumers a cause of action for illegal markups, but not for overcharges, and provided definition for when a lender's markups may viola

Haug v. Bank of America, NA

On January 23, 2003, the 8th Circuit Court of Appeals rendered an opinion in a putative class action suit in which plaintiffs claimed that, "based on Defendant's nondisclosures, or false and misleading disclosures, they unknowingly paid charges fo

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