Reason to Reflect Rate Lock Extension Fee on LE?

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Question:

Would there ever be a reason to reflect a rate lock extension fee on an LE and/or a CD when the lock has not expired and will not expire until after closing? Closing has not been delayed in this scenario.

Answer:

The LE and CloD disclose estimated (LE) and actual (CloD) costs to be paid by the consumer. If the initial rate lock won't expire by closing there won't be an extension fee imposed. I cannot conceive of a reason it would have to be disclosed.