Answer:
Surveys indicate that two-thirds of online banking customers -- perhaps even as many as 75% -- use online banking for three functions:
balance inquiry;
funds transfer;
history.
Bill pay is becoming more popular, but it has a long way to go before it achieves the popularity of the three functions above. Focus on making sure your system does a good job on those three.
First published on BankersOnline.com 1/15/01
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