Answer:
38(a)(3)(vii) Sale price.
1. No seller. In transactions where there is no seller, such as in a refinancing, ยง 1026.38(a)(3)(vii)(B) requires the creditor to disclose the appraised value of the property. To comply with this requirement, the creditor discloses the value determined by the appraisal or valuation used to determine approval of the credit transaction. If the creditor has not obtained an appraisal, the creditor may disclose the estimated value of the property.