Answer:
Regulation Z is a disclosure rule. Whether you can make any specific loan would be based on State law.
Irregular loan terms and TRID
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Question:
This is for a TRID - Lot/Land loan. Is an Irregular payment schedule with 12 months interest only payments followed by a payout term (ex. 24 months P&I with 108 months amortization, and any balloon) allowed?
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