Banking compliance touches several aspects of banking – ALL of them in fact! Whether you work on the deposit side or the loan side of the bank, you have many rules to follow. Do you ever wonder why?
The short answer is that banks are special.
WednesdayJune 07, 2023
Fair Lending, CRA, and Small Business Loan Data Filing
Have you ever been frustrated by the requirements for calculating and reporting risk-based capital ratios? If your answer is an emphatic "YES!", then you
Paraphrased, here is what one circuit court said, “consumers are protected from a company’s deception, even if they never actually read its disclosures.” The world of compliance is different when you consider UDAAP whether with one or two “A’s”.
Recorded on November 21, 2019
HMDA – Thresholds, Exemptions, Temporary, Partial – How It A
HMDA has many definitions and rules that affect reporting of individual transactions; however, knowing whether your financial institution should be reporting comes first.
Recorded on November 18, 2019
Fair Lending - Do Your Lenders Know the Requirements?
During January 2019 the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Farm Credit Administration (the Agencies) published a final rule implementing the private flood insurance rules, effect