We are exempt from reporting all fields under HMDA. We have a loan that we purchased and I the following questions:

Loan has no co-borrower: for ethinicity and race where we will not report ethnicity or race, for borrower will be the non-applicable code, for co-borrower since there is none should it be the code for no co-borrower or should it also be the non-applicable field?

Thanks

use the no co-borrower code

Sorry for the delay, thank you.