I've searched several sites for this informaion and was wondering if someone could help me out on where I could find this information?

what are you looking for? a comparative of what banks charge? how to set it? how FRB sets theirs?

This is all new to me, but I guess how the FRB sets it. Is it set by any of the other agencies, i.e., FDIC, OCC?

Let me be a little more specific than Happy.
What Earning Creidt rate are you asking about?
1. The funds your bank keeps at The Fed or some correspondent bank will receive int at some rate. How the Fed sets this rate is just based on the current rate conditions / yield curve.
2. Your bank gives your commercial deposit customers credit (at a determined rate) for the avg they keep on deposit & then uses this credit to offset the expenses of processing their items / keeping their account running.

#2 please.

We set our earnings credit at the 90-day T-Bill less a few basis points. When rates were higher, we took several comparative rates and chose the best one, but with rates this low, we use 90-day only.

Thank you-this will help.

We use the 13 week T-Bill.

Thanks

In my prior life we disclosed that the earnings credit rate was set by management and could change at any time at our discretion.

That's how we do it, our Asset/Lialbility committee sets it. They generally review it several times a year.

ours changes monthly with our billing cycle