Hi there,
Is manual PAN key entry possible for Debit cards transactions? If not, I would appreciate if someone could also explain if it's a technical or safety-consideration restriction. Below is a quotation explaining what is meant by PAN key entry. Thank you!
MANUAL PAN KEY ENTERED (PKE)
PAN key entering is where a merchant key-enters a card transaction into their terminal. This may be because a merchant finds that their terminal is unable to read a card’s details when it is placed in the PIN pad or the magnetic stripe is swiped; or they may be processing a card not present transaction. In these situations, assuming the terminal has the capability and the acquiring bank has agreed that a merchant can process this transaction type, a merchant can PAN Key Enter the Primary Account Number (PAN) and other card details into the terminal.
When PAN key entering a transaction, a merchant manually enters the requested card details into their terminal (the PAN refers to the card’s Primary Account Number that is embossed on a card and encoded on the card’s magnetic stripe) – the terminal will prompt them at each stage. An acquiring bank will provide full details on processing this particular type of transaction.