You cannot put a case-by-case hold on a next-day item (Treasury check, cashier's, teller's, certified checks, etc.).
You MAY use a large-deposit exception hold on the excess over $5,000, but you have to make the first $5,000 available on the first business day after the day of deposit.
John S. Burnett
Fighting for Compliance since 1976
Bankers' Threads User #8