Are these typical fields to be checked for a bank? Minus the obvious ones (credit/debit cards).

Example: We have a customer who may be involved in investment/securities fraud. Would we check g, m, and/ or q?

39. Were any of the following product type(s) involved in the suspicious activity? Check all that apply:

a. Bonds/Notes
b. Commercial mortgage
c. Commercial paper
d. Credit card
e. Debit card
f. Forex transactions
g. Futures/Options on futures
h. Hedge fund
i. Home equity loan
j. Home equity line of credit
k. Insurance/Annuity products
l. Mutual fund
m. Options on securities
n. Penny stocks/Microcap securities
o. Prepaid access
p. Residential mortgage
q. Security futures products
r. Stocks
s. Swap, hybrid or other derivative
z. Other (specify type in space provided)

Item 39 Product types involved in suspicious activity: Check all Item 39 boxes that apply to record the product type(s) involved in the suspicious activity. Option 39f ‘Forex transactions” includes all foreign exchange transactions both on and off-exchange, including futures and options on foreign exchange. Option 39g “Futures/Options on futures” includes futures and options on any "commodity," as that term is defined in Section 1a(4) of the Commodity Exchange Act, including broad-based security indexes. Option 39s “Swap, hybrid or other derivative” includes all derivatives not included above including those traded over-the-counter and off-exchange. If the product type is not covered by options 39a through 39s, check box 39z "Other (list below)" and enter a brief description in the associated text field. If necessary provide a more detailed product type (such as commodity futures contracts, options on commodity futures contracts, commodity options, and OTC agricultural trade options) in Item 42 “Product/instrument description” or in Part V. If there are multiple product types not covered by Item 39, record one in Item 39 "Other (List below)” and all others in Part V.

You would use them if any apply to your situation.

You would also check 39z and type in BANK ACCOUNT or BANK DDA ACCOUNT if that was the product affected by the suspicious activity.

How do we know if Futures or Securities were products used? We don't offer them at our bank.

So is this only for products we offer at our institution?

Yes. You would only check off those products in your bank that were affected.

thanks! that's what I thought.

I'll second MagicCity. If the customer deposits a check at your bank that appears to be the proceeds of a stock they sold as a part of an investment fraud scheme, the only reported product you would select would be "Personal/Business Check."