I post your picture on my page, "Hey look what CN13 was up to." You have no problems with that. But if the bank then grabs the same post, now it's for commercial use and this is when the release is necessary. Plus, you despise the bank, but like me. What would the outcome be? If a child is involved it may be the parent or guardian doesn't care - say they have on a bank t-shirt - that's fine. But (and only once has this happened) I was cautioned the child was in foster care and they didn't want them recognized in a photo. Again, the bank may not be aware, but the bank has the deepest pockets.
Caution is always warranted. I would be hesitant to use anyone else's photo without express written consent.
_________________________
AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell