We went to a new lending software mid-year and now have a couple of duplicate applications in the system that were input by the LO due to not understanding how the system works. I.e. there are applications that were generated by a customer asking for credit and then handled accordingly and then there are duplicates of the same exact applications, but the customer only applied once. Can we disregard the duplicates for HMDA reporting?
Opinions are my own.
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