We just received our 2005 HMDA Disclosure Report back from FFIEC. How much of this has to be placed in the public file? I have a HMDA Institution Register Summary, many Disclosure Tables,
Summary Tables, and Supplemental Tables.

I've always place the whole disclosure table in the public file.

Do you have to have it in all offices or just what you would call your 'main' branch?

See 304(a)(1) on page E-2 in the GIR.

Got it. Thanks, Dan!

OK, we submitted data for the first time as of 12/31/05...I found disclosure statements for my institution on the FFIEC website...and read something about that is how they are now provided, not through the mail. So I suppose this is a 2-part clarification question:

1) Do we get a disclosure in the mail? Or do we get it from the website.

2) (If the disclosure is mailed, question 2 is moot) If it comes from the website, there are multiple different reports that are available on my institution. Do I print them all off and put them in a HMDA Public File (can this be part of the CRA public file, or does it need to be unique?) or are there specific reports I need to include and specific reports I need to exclude?

Thanks in advance for your help everyone!

You will no longer get the disclosures mailed to you. They are provided through their Web site now. The disclosure and all supporting schedules are to be kept in your public file. We maintain ours in our CRA file.

1) As of 2005 report, only available on website.
2) Print out all the reports for your institution and put them in a seperate HMDA public file.

All this information should be available to the public.
I've read that some institutions are copying to CD/DVD's and can print a paper copy if requested. My FI's report was manageable enough to print one hard copy.

I downloaded the required reports and burnt them on a CD. We keep it in our public file. I did make one hard copy, just to make the examiners happy.