During the webinar you will review line-by-line the text fields and requirements to complete the SAR. There are fields for cybercrimes, notes to FinCEN and narrative instructions.
When your bank receives a claim that an ACH charge to a customer’s account was unauthorized, you have to respond correctly and your customer expects swift results.
ThursdayNovember 21, 2019
HMDA – Thresholds, Exemptions, Temporary, Partial – How It A
HMDA has many definitions and rules that affect reporting of individual transactions; however, knowing whether your financial institution should be reporting comes first.
Small business and small farm lending is important to Community Reinvestment Act (CRA) success regardless of bank asset size: small bank, intermediate small or large bank.
WednesdayDecember 04, 2019
Nonresident Aliens Deposit Customers: FTIN, US TIN and Inte
Paraphrased, here is what one circuit court said, “consumers are protected from a company’s deception, even if they never actually read its disclosures.” The world of compliance is different when you consider UDAAP whether with one or two “A’s”.
Have you ever been frustrated by the requirements for calculating and reporting risk-based capital ratios? If your answer is an emphatic "YES!", then you
Regulation E came back into the news in a big way in 2019 as the CFPB levied a $3.5 million civil money penalty and $12 million in restitution against an institution for incorrectly processing dispute claims.
Regulation E came back into the news in a big way in 2019 as the CFPB levied a $3.5 million civil money penalty and $12 million in restitution against an institution for incorrectly processing dispute claims.
There’s a right way and a wrong way to do most things, and closing and changing deposit accounts are not exceptions to that rule. Closing an account incorrectly can expose your bank to lawsuits and losses.
Recorded on September 17, 2019
Flood Insurance Fundamentals – Passing the next Compliance E
Will your Flood Insurance program pass the next compliance exam? The flood insurance regulations have been around since 1996, yet examiners continue to cite numerous violations and order civil money penalties.
You know what makes me mad? It’s when a customer makes a stupid choice to EFT money, then wants to make a claim so they can get that money back from the bank. When the bank has a claim for an unauthorized EFT, it costs the bank real money.
Recorded on June 18, 2019
Hemp, CBD, Marijuana and Your Bank -- 2019 Status Update
Have you been tuning in to the twists and turns of the cannabis banking “soap opera”? Are you confused about whether, or under what conditions, your customers can grow hemp? Is CBD legal now under federal law? Can it be sold anywhere/everywhere?
In today’s high-fraud environment, banks who have gaps in their wire transfer fraud program are set up for significant losses and compliance issues. Often these gaps go undetected until fraud occurs.
During January 2019 the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Farm Credit Administration (the Agencies) published a final rule implementing the private flood insurance rules, effect
Recorded on May 22, 2019
2019 Providing Accurate and Timely Adverse Action Notices
Both the Equal Credit Opportunity Act (ECOA) and the Fair Credit Reporting Act (FCRA) contain requirements for providing notice of action taken. This two-hour webinar reviews the requirements of both laws.