Because the cost of data breaches is on track to exceed $2 trillion by the end of 2019 (& hit a record high!), it may come as no surprise that a majority of US companies have experienced a cyber-attack either directly or through a vendor.
Section 8 of the Real Estate Settlement Procedures Act (RESPA) prohibits unearned fees and kickbacks. The enforcement actions under the CFPB have been jaw dropping in dollar amounts.
Have you ever been frustrated by the requirements for calculating and reporting risk-based capital ratios? If your answer is an emphatic "YES!", then you
Paraphrased, here is what one circuit court said, “consumers are protected from a company’s deception, even if they never actually read its disclosures.” The world of compliance is different when you consider UDAAP whether with one or two “A’s”.
Recorded on December 04, 2019
Nonresident Aliens Deposit Customers: FTIN, US TIN and Inte
Small business and small farm lending is important to Community Reinvestment Act (CRA) success regardless of bank asset size: small bank, intermediate small or large bank.
Recorded on November 21, 2019
HMDA – Thresholds, Exemptions, Temporary, Partial – How It A
HMDA has many definitions and rules that affect reporting of individual transactions; however, knowing whether your financial institution should be reporting comes first.
When your bank receives a claim that an ACH charge to a customer’s account was unauthorized, you have to respond correctly and your customer expects swift results.
During the webinar you will review line-by-line the text fields and requirements to complete the SAR. There are fields for cybercrimes, notes to FinCEN and narrative instructions.