If it were not for an upcoming compliance exam I would not change ours at all (until 2005). Thankfully we only have three branches so this is not much of an inconvenience to remove and replace the posters.

So has anyone heard how the OCC views this change? We don't want to be blindsided by the examiners either. Since we can write our own, why wouldn't the old ones satisfy teh requirement until next year?

Personally, I can't see a good examiner getting upset at either. But technically the new notice, premature as it is, is the required notice. You don't have to be exactly as the sample, however. Hence you can tweak it.

If I was going to post the old or the new, you can't be faulted for using the new even if it is incorrect. You could get into an argument over using the old, however. I know it doesn't make sense. Its just the reg.