I have been trolling through the Chexsystems User Guide and I cannot locate an answer to my question. Perhaps someone on this forum knows.

Recently we had an attempted fraud by a new customer and we are preparing training based on his efunds report.

The question I'm wanting to have answered is this: if the address match line reads 'Fail', does that roll up and cause the ID match to read 'Fail' also, or is the ID match line a separate verification test?

Did you ever get an answer to your question? I am wondering the same thing...

Since this question involves the mechanisms of a specific product, the question is best directed to your account representative and/or customer support team at the vendor that supplies this product.