I am curious how other lenders are showing this date for funded loans. Are you using the closing date or the actual disbursement date (after rescission expires).

I understand that the regulation allows us to define it for our purposes and we currently are doing funded however we have a software issue that is causing us to rethink.

Thanks for sharing how you are coding funded loans.

Regards

We always use the closing date.

We use closing date also. It's more consistent and easier to document.

Closing date here as well.

We use the closing date.